
Atlantic National Bank, Jacksonville
If downtown Jacksonville had a résumé, the former Atlantic National Bank Building—now known as the Schultz Building—would be the bolded name at the top. Completed in 1909, this twelve-story tower dominated the skyline. For a brief but glorious spell, it was the tallest building in both Jacksonville and the entire state of Florida.
Apart from its sheer size, the visuals are notable as well. The bottom two floors are wrapped in creamy marble, the kind that practically whispers “old money.” Higher up, white terra-cotta ornamentation gives the top floors a little extra flourish. And above the main entrance? A subtle “ANB” engraving still marks the building’s original identity, back when Atlantic National Bank was the city’s financial heavyweight.
These days, the Schultz Building is less about vaults and ledgers and more about Wi-Fi and business casual. But don’t let the name change fool you—it still holds its historical ground while looking from above.
Now for the plot twist: there’s a tunnel. Beneath all that marble and terra cotta lies a leftover gem from the early 20th century—a still-functioning underground passage that once connected bank buildings like some kind of turn-of-the-century secret agent shortcut. It’s the only tunnel of its kind in Jacksonville that hasn’t been sealed off or forgotten, and yes, parts of it are still open to the public. No lasers, no booby traps—just an atmospheric stroll through downtown’s underground past.
So if you're walking past the Schultz Building, take a moment. Then maybe look down and wonder: what else is hiding under your feet?
Apart from its sheer size, the visuals are notable as well. The bottom two floors are wrapped in creamy marble, the kind that practically whispers “old money.” Higher up, white terra-cotta ornamentation gives the top floors a little extra flourish. And above the main entrance? A subtle “ANB” engraving still marks the building’s original identity, back when Atlantic National Bank was the city’s financial heavyweight.
These days, the Schultz Building is less about vaults and ledgers and more about Wi-Fi and business casual. But don’t let the name change fool you—it still holds its historical ground while looking from above.
Now for the plot twist: there’s a tunnel. Beneath all that marble and terra cotta lies a leftover gem from the early 20th century—a still-functioning underground passage that once connected bank buildings like some kind of turn-of-the-century secret agent shortcut. It’s the only tunnel of its kind in Jacksonville that hasn’t been sealed off or forgotten, and yes, parts of it are still open to the public. No lasers, no booby traps—just an atmospheric stroll through downtown’s underground past.
So if you're walking past the Schultz Building, take a moment. Then maybe look down and wonder: what else is hiding under your feet?
Want to visit this sight? Check out these Self-Guided Walking Tours in Jacksonville. Alternatively, you can download the mobile app "ϳԹ: Walks in 1K+ Cities" from Apple App Store or Google Play Store. The app turns your mobile device to a personal tour guide and it works offline, so no data plan is needed when traveling abroad.
Atlantic National Bank on Map
Sight Name: Atlantic National Bank
Sight Location: Jacksonville, USA (See walking tours in Jacksonville)
Sight Type: Attraction/Landmark
Guide(s) Containing This Sight:
Sight Location: Jacksonville, USA (See walking tours in Jacksonville)
Sight Type: Attraction/Landmark
Guide(s) Containing This Sight:
Walking Tours in Jacksonville, Florida
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